Know the ABC’s of pet insurance.
Know what the company is About….
What do they have to offer?
Take the time to learn and choose what type of coverage you want.
Preventive care.
Such as routine wellness exams, vaccines, flea control, even dental.
Accidents.
Emergency care needed for treatment of broken bones, dog bites, lacerations, ligament damage, poisonings, or even seeing a specialist.
Illness
Treatment related to allergies, ear/skin infections, arthritis, cancer, or seeing a specialist.
Know ahead of time what the waiting period will be for money transfers, and how they will be handled.
This is important when it comes to emergencies, as deposits and expense add up quickly with hospitalization.
What’s the Bottom Line….
What will you gain from having insurance?
The percentage of treatment covered, etc.
Most insurance companies will reimburse anywhere from 50% to 80% of your veterinary bill.
Know your annual payout as well as deductible.
Annual payouts will vary from 5000.00 to 10000.00 to even unlimited per year.
Cost…..
What are the costs to you?
Pet Insurance companies will allow you to adjust your reimbursement percentages, as well as annual payouts to meet your monthly budget for cost.
But know the lower the monthly fee, the less coverage and percentage of reimbursement you may see.
But something is better than nothing, when it comes to an emergency.
FidoMingle Top Picks
A few of our favorites, based on best coverage at an affordable monthly rate.
Note:
These estimates given would include coverage for emergency treatment, without routine wellness. And submitted for a 5 year old, healthy, male lab mix.
One estimate was created for a 5 year old healthy male cat, which came in much lower than our dog estimates.
It seems insurance for cats is much more affordable.
Accident and illness
With up to 80% back
$250 deductible
Unlimited annual limit
Cost is $98.09 per month
Cat
80% coverage
Accident, illness
$250 deductible
unlimited annual limit
@ $50.63
Any vet emergency or specialist
Accident and illness
With 80% back $250 deductible
Great coverage for accident and illness.
With annual limit of $10000.00
Monthly fee @ $52.59
Up to 80% back
Accident and illness
30 day money back guarantee
Annual limit of $5000.00
With a $250 deductible
Affordable monthly fee @ $50.58
Can all pets be covered under insurance?
The answer is yes there is pet insurance for all pets!
While most pet insurance companies will cover just dogs and cats, big companies like
Nationwide Pet Insurance
will cover exotics such as birds or reptiles. Estimates will need a phone consult.
All pets can suffer illness, and at FidoMingle we believe all pets are family.